Freebies attached to full-price gift cards are abundant during the holidays. Now is a good time to stock up on gift cards, both for you and for others.?
This 2009 file photo shows a gift card kiosk in New York. New federal rules for gift cards mean user have longer to use them and don't face as many costs up front. Many restaurants and retailers offer 'bonus' gift cards during the holidays, so now is a good time to stock up if you visit any one place frequently.
Mark Lennihan/AP/File
EnlargeThe two best ways to find gift cards for less than they?re worth is to buy?discounted gift cards?from online exchanges or to buy full-price gift cards that come with freebies.
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The latter offer only comes around during the holidays, so now?s the time to stock up for yourself if you frequent any of these restaurants or shops. For example, buying a $50 gift card that comes with a $15 freebie is like paying $50 for $65 of goods. So if you spend the gift card and freebie yourself, you save up to 30 percent ? or more if you?re buying sale- or clearance-priced items.
If you don?t frequent these places, though, that savings may not be worth it because most of these freebies expire within three months of the new year. Buy if you?re shopping for anyone who likes these restaurants and stores, there?s no reason to pass up what is essentially free currency ? whether you enjoy the freebie yourself or pass it on to the gift recipient.
Restaurants
Applebee?s
- Offer details:?Free $10 digital bonus card with a $50 digital gift card purchase
- Offer ends:?Not specified
- Offer available:?In restaurants,?online
- U.S. locations:?Every state except Hawaii
Benihana
- Offer details:?Free $10 promo card (valid Jan. 2 through March 31) with a $50 gift card purchase
- Offer ends:?Dec. 31
- Offer available:?In-restaurant availability not specified,?online
- U.S. locations:?Alaska, Arkansas, Arizona, California, Colorado, Florida, Georgia, Hawaii (but gift cards are not redeemable there), Illinois, Indiana, Maryland, Michigan, Minnesota, Nevada, New Jersey, New York, Ohio, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin
Black Angus Steakhouse
- Offer details:?Free $5 bonus bucks (valid Jan. 1 through Feb. 13) with a $50 gift card purchase
- Offer ends:?Dec. 31
- Offer available:?In-restaurant availability not specified,?online
- U.S. locations:?Alaska, Arizona, California, Hawaii, New Mexico, Washington
Bonefish Grill
- Offer details:?Free $20 bonus card (valid Jan. 1 through Feb. 10) with a $100 gift card purchase
- Offer ends:?Dec. 31
- Offer available:?In restaurants,?online
- U.S. locations:?Most states
Champps Americana Restaurant
- Offer details:?Free $10 extra points card (expiration unknown) with a $50 gift card purchase
- Offer ends:?Not specified
- Offer available:?In restaurants only
- U.S. locations:?Colorado, Delaware, Florida, Indiana, Illinois, Iowa, Kentucky, Maryland, Michigan, Minnesota, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Dakota, Texas, Virginia, Wisconsin
Fox Restaurant Concepts
- Offer details:?Free $20 gift card (no expiration date) with a $100 gift card purchase
- Offer ends:?Dec. 31
- Offer available:?In restaurants,?online
- U.S. locations:?Arizona, California, Colorado, Kansas, Nevada, Texas
Hoss?s Steak and Sea House
- Offer details:?Free $10 voucher (valid through Feb. 28) with a $50 gift card purchase
- Offer ends:?Dec. 30
- Offer available:?In restaurants only
- U.S. locations:?Pennsylvania, West Virginia
Olive Garden Italian Restaurant
- Offer details:?Free $5 bonus card (valid Jan. 1 through Feb. 15 when you purchase two entrees) with a $25 gift card purchase
- Offer ends:?Dec. 31
- Offer available:?In-restaurant availability not specified,?online
- U.S. locations:?Every state
On The Border Mexican Grill & Cantina
- Offer details:?Free $5 bonus card (valid Jan. 1 through Feb. 15) with a $25 gift card purchase
- Offer ends:?Dec. 31
- Offer available:?In restaurants only
- U.S. locations:?Most states, Washington, D.C.
RA Sushi Bar Restaurant
- Offer details:?Free $10 promo card (valid Jan. 2 through March 31) with a $50 gift card purchase
- Offer ends:?Dec. 31
- Offer available:?In restaurants;?online
- U.S. locations:?Arizona, California, Florida, Georgia, Illinois, Kansas, Maryland, Nevada
Ruby Tuesday
- Offer details:?Free $15 bonus coupon (valid Jan. 2 through Feb. 28) with a $50 gift card purchase
- Offer ends:?Dec. 31
- Offer available:?In-store restaurant availability not specified,?online
- U.S. locations:?Most states, Washington, D.C.
Stir Crazy Fresh Asian Grill
- Offer details:?Free $25 bonus card (valid Jan. 7 through March 14) with a $100 gift card purchase
- Offer ends:?Jan. 6
- Offer available:?In-restaurant availability not specified,?online
- U.S. locations:?Florida, Illinois, Indiana, Michigan, Missouri, New York, Ohio, Wisconsin
Texas Roadhouse
- Offer details:?Free $5 e-gift card (expiration unknown) with a $30 gift card purchase
- Offer ends:?Dec. 31
- Offer available:?Online?only
- U.S. locations:?Every state, Washington, D.C.
Tony Roma?s
- Offer details:?Free $15 in RomaBucks (valid Jan. 2 through March 25) with a $50 gift card purchase
- Offer ends:?Not specified
- Offer available:?In-restaurant availability not specified,?online
- U.S. locations:?California, Florida, Georgia, Hawaii, Iowa, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New York, Tennessee, Texas, Vermont, Washington, Wisconsin
Uno Chicago Grill
- Offer details:?Free $5 voucher (valid Jan. 2 through March 31) with a $25 gift card purchase
- Offer ends:?Not specified
- Offer available:?Not specified
- U.S. locations:?California, Colorado, Connecticut, Delaware, Florida, Illinois, Indiana, Maine, Maryland, Massachusetts, Michigan, New Jersey, New Mexico, New York, Ohio, Pennsylvania, Rhode Island, South Carolina, Texas, Vermont, Virginia, West Virginia, Wisconsin
Retail and entertainment
Barnes & Noble
- Offer details:?Free $10 e-gift card (valid starting Dec. 26) with a $75 e-gift card or regular gift card purchase
- Offer ends:?Dec. 2
- Offer available:?Online?only
- U.S. locations:?Every state, Washington, D.C.
Brunswick Bowling
- Offer details:?Free $5 bonus certificate with a $25 gift card purchase
- Offer ends:?Dec. 31
- Offer available:?In stores,?online
- U.S. locations:?Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Maryland, Massachusetts, Minnesota, Missouri, New Jersey, Ohio, Pennsylvania, Texas, Washington
DSW Shoes
- Offer details:?Free $5 bonus card (valid Jan. 12 through Jan. 27) with a $50 gift card or e-gift card purchase
- Offer ends:?Dec. 24
- Offer available:?In stores,?online
- U.S. locations:?Every state, Washington, D.C., Puerto Rico
Godiva Chocolatier
- Offer details:?Free $10 reward card (valid Dec. 26 through Jan. 31) with?any?$50 purchase
- Offer ends:?Dec. 24
- Offer available:?In stores,?online
- U.S. locations:?Every state, Washington, D.C.
L.L. Bean
- Offer details:?Free $10 promotional gift card (valid through Feb. 13) with?any?$50 purchase
- Offer ends:?Dec. 24
- Offer available:?In stores,?online
- U.S. locations:?Connecticut, Illinois, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Virginia
Victoria?s Secret
- Offer details:?Free Secret Reward card worth $10, $50, $100, or $500 (valid Nov. 29 through Dec. 20) with?any?$10-plus purchase
- Offer ends:?Nov. 28
- Offer available:?In stores,?online
- U.S. locations:?Every state, Washington, D.C., Puerto Rico
Karla Bowsher covers consumer, retail, and health issues?for?Money Talks News, a consumer/personal finance TV news feature that airs in about 80 cities as well as around the Web. This column first appeared in Money Talks News.
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